Zaena Accounting & Tax
Books that hold up
to real scrutiny.
A full chart of accounts, bank reconciliation, a real balance sheet, and Nigerian tax.
Real double-entry, underneath
Every transaction
posts itself to the ledger.
Underneath every sale, expense, and payment sits a real accounting engine: a chart of accounts, journal entries with debits and credits that must balance, and posted periods you can't quietly edit after the fact.
You don't have to know what a journal entry is for it to be there; Zaena posts it for you, automatically, the moment the transaction happens.
Bank vs. books, checked regularly
Reconciliation isn't
a once-a-year scramble.
Match your recorded balance against your actual bank statement, account by account. Zaena tracks how often you reconcile, how clean each reconciliation is, and how big the variance runs when it isn't perfect.
Know what the business actually owns
A real balance sheet,
not a guess.
Assets, liabilities, and equity, tracked from your posted journal entries. Your current ratio, the classic test of whether a business can cover its short-term obligations, updates as your books do.
Built for Nigerian tax law
VAT, PIT, CIT and WHT
calculated correctly, not roughly.
Most small-business apps leave tax as a manual export and a hope. Zaena's tax engine applies Nigerian rules directly against your recorded transactions.
Tax remittance rate, how consistently you actually pay what's calculated, feeds directly into your Trust Score's financial discipline dimension.
Good books aren't paperwork. They're proof.