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Zaena Accounting & Tax

Books that hold up
to real scrutiny.

A full chart of accounts, bank reconciliation, a real balance sheet, and Nigerian tax.

Zaena Accounting screen — real screenshot

Real double-entry, underneath

Every transaction
posts itself to the ledger.

Underneath every sale, expense, and payment sits a real accounting engine: a chart of accounts, journal entries with debits and credits that must balance, and posted periods you can't quietly edit after the fact.

You don't have to know what a journal entry is for it to be there; Zaena posts it for you, automatically, the moment the transaction happens.

Zaena Reconcile Account screen — real screenshot

Bank vs. books, checked regularly

Reconciliation isn't
a once-a-year scramble.

Match your recorded balance against your actual bank statement, account by account. Zaena tracks how often you reconcile, how clean each reconciliation is, and how big the variance runs when it isn't perfect.

Reconciliation rate and variance size both feed your Trust Score and become part of building a record that's checkable, instead of simply claimed.

Know what the business actually owns

A real balance sheet

Assets, liabilities, and equity, tracked from your posted journal entries. Your current ratio, the classic test of whether a business can cover its short-term obligations, updates as your books do.

Zaena Balance Sheet screen — real screenshot

Built for Nigerian tax law

VAT, PIT, CIT and WHT
calculated correctly, not roughly.

A lot of small-business apps leave tax as a manual export and a hope. Zaena's tax engine applies Nigerian rules directly against your recorded transactions.

VAT
Value Added Tax calculated on applicable sales, ready for remittance.
PIT
Personal Income Tax handled correctly for sole proprietors and staff.
CIT
Companies Income Tax tracked against your recorded profit.
WHT
Withholding Tax categorised and tracked on qualifying payments.

Tax remittance rate, how consistently you actually pay what's calculated, feeds directly into your Trust Score's financial discipline dimension.

Good books aren't paperwork. They're proof.

Keep books a lender
doesn't have to take your word for.

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